Pay attention to the new Yami Kin "Purchase Finance" ... Rental with "annual interest rate 360%or more"

Members of the national meeting that held the conference (photographed by lawyer dot com, December 23, 2021)

Assuming that the "new Yami Kin", which pretends to be purchased, is flooded, the "Purchase Financial Measures National Conference" created by lawyers and judicial scriveners will request the Metropolitan Police Agency and the Financial Services Agency to strengthen the crackdown.I did it."Pre -payment purchase cash" is to be assessed as online, and after the trader has transferred money immediately, the transfer amount is greatly exceeded on the payday as a "penalty" that did not send the product.It is said that the method of "conversion" is spreading.● The feature of the lending “pre -payment purchase cashing” is disguised as a product buying and selling.In the website, etc., "I transfer cash in a minimum of 5 minutes", "Same -day cashing", "Shipping of products is OK at a later date", but when applying, like a loan contract, employment type and number of years of service.There are also places where you ask about the monthly income and other borrowing status.The user is immediately assessed by sending photos of products such as smartphones and tablets, and cash in the name of the "purchase amount" is transferred.While consultation with the National Conference, no one actually sent the product, and the user adds 30%or more to the "purchase amount" on the payday and makes money as a "penalty".pay.Most users have repeatedly transactions as the same company, and in some cases, the annual interest rate is 360%or more in terms of annual interest exchanges.Even if it is formally stated in a formal product, the financial situation is a loan, and if it is done as a business without receiving a money lending business, it violates the Money Lending Business Law.In addition, if the annual interest rate exceeds 20%, it will also violate the investment law.● According to most regular employees, the number of regular employees has been more than 40s and multiple debtors, but most of the users of "purchasing finance" have many regular employees and many young generations.Some counselors say that there are school teachers, civil servants, and major company employees.It is said that some people used the advertisement of YouTube and used it without knowing that it was a money, and said that the National Conference's representative secretary, Katsunori Maeda, said, "You can easily borrow with a smartphone, and a beautiful site will eliminate the image of dark money.He said. He said that the damage has occurred evenly in the country, and if he does not take measures now, he will jump immediately. "● After October 2021, "Prepaid Purchase Cashing" is a popular national secretary of the National Congress, and in the fall of 2020, "salary factoring", which buys the right to receive salaries from work in cash, was popular.In converted to annual interests, it was collecting a few hundred percent commissions, but the Financial Services Agency's warning was alerted.After that, the trick of "postpaid cashing", which purchased goods from the contractor after paying, and received cash as a review fee or cashback, spread.This is also declining due to the alerts of the Financial Services Agency, but since October 2021, "prior payment cashing" has begun to increase.Damage consultation is to the office of the Judicial Scrivener, Judicial Scrivener, the Secretary -General of the National Council <06-6782 -0066>.

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