First try for a small amount! Recommended investment trust brands for beginners [Explanation by FP]

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The best timing is when you want to try it. And don't wait before you start doing it. So is investment. Risk begins when you start buying an investment trust. From now on, I will think about how to take the risk that suits me. Independent FP will explain asset diversification and portfolio in an easy-to-understand manner in the book "Tensei Illustrated! Investment Trust Textbook for Beginners" (Nihonbashi Publishing).

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If you want to start an investment trust, online securities are recommended

Think about what you need to get started with an investment trust. ■ You can start with just this amount When you start an investment trust, prepare the following five items. 5 items to prepare (1) Account (2) Money (3) My number card and identity verification documents (driver's license, etc.) (4) Information terminal (PC or tablet, smartphone, etc.) (5) Internet (1) Account Bank account I'm sure no one has one, but the range of account options you need to start an investment trust is a little wider. It is necessary to select either "specific account" or "general account" to open an account, and "specific account" is an account where the securities company calculates the profit and loss of asset management for one year, and "general account" Is an account that the securities company does not calculate, so you can calculate the profit and loss for one year by yourself and file the final tax return. It is not possible to open a "NISA account" alone. First, open a "specific account" or "general account", and open a "NISA account" at a financial institution that has either account. There are several places where you can open an account where you can buy financial products. (1) Banks (2) Store-type securities companies (3) Online securities companies Before, banks and securities companies were clearly separated from each other among financial institutions, but in the 2000s, various financial easing was carried out. Financial liberalization has progressed. Banks can also purchase financial and insurance products for asset management. If you are comfortable buying financial products online and want to start an investment trust, we recommend the online securities company (3) out of the above three. The reason is that the fee is the lowest, the number of products handled is large, and the procedure can be done at home. There is a limit to the hours when the reception desks of store-type banks and securities companies are open, but if you are an online securities company, you can complete the procedure at home at your own convenience via the Internet. A long time ago, even if I applied on the Internet, I used to mail a copy of my number card and identity verification documents, but nowadays, if I can upload verification documents from my smartphone or computer, I can open an account on the day at the earliest. You can open it or start trading the next day. ● Reasons why online securities companies are recommended You can do it at home, where there are many products with the lowest fees. If you wait, people may be discouraged. If you want to do it, prepare for the day, and if you can make a deal the next day, you can rush into the first crush as it is in your heart. It can be useful even after you actually start. The website of an online securities company is designed to do everything on the Internet, so it is convenient to get used to it. The online securities company's site has more information than the online securities company's online site, and it will be useful if it can be used well. It is also good that there is no limit to the time when you can place an order or make an order reservation. Many of the customer service centers of securities companies are kind, so if you get lost in an internet transaction, you can send an inquiry by e-mail or make a phone call. If you are still not confident in online transactions, it is a good idea to ask a person in charge at a store-type securities company. Store-type securities companies are knowledgeable and professional professionals. You can also ask a specialist such as a financial planner to work with you. There are fees for both, but if you can't trade on your own at an online brokerage firm, it's important to rely on an expert.